Refund & Cancellation Policy

1. Cancelling before disbursement

You can cancel your application at any time before the loan is disbursed at no cost. Since Peristyle never collects any fee before disbursement, no refund is due at this stage.

2. Cooling-off (look-up) period

Cooling-off period: 3 days from disbursement — exit by repaying principal and proportionate APR, with no penalty. To exit, inform us at support@tap4credit.in within this period and repay the amount stated in your Key Fact Statement.

3. Prepayment and foreclosure

You may repay your loan in full at any time. Foreclosure charges: Nil — no prepayment or early closure charges. Interest is charged only up to the date of repayment.

4. Refund of excess payments

• Any amount paid in excess of your outstanding dues will be refunded to your registered bank account.
• Refunds are initiated within 7 working days of the excess being identified or reported.
• Duplicate or erroneous debits are reversed within 7 working days of confirmation.

5. How to request a refund

Email support@tap4credit.in with your loan account number, the transaction reference and a short description. If you are not satisfied with the outcome, please follow our grievance redressal process.