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PeristyleSecurities & Finance
Our loans

Simple products, honest pricing

Three ways to borrow, each fully digital with no upfront fees and no foreclosure charges.

Instant Personal Loan

A one-time loan, repaid in equal monthly instalments. Ideal for medical bills, education fees, travel, home repairs or any urgent expense.

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Amount
₹5,000 – ₹5,00,000
Tenure
3 – 6 months
Disbursal
Within 24 hours

Flexible Credit Line

A revolving, pre-approved limit. Withdraw what you need, pay interest only on what you use, and your limit refreshes as you repay.

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Limit
Up to ₹5,00,000
Interest
Only on amount used
Withdrawals
Anytime, 24×7

Merchant EMI

For businesses: offer your customers easy instalments at checkout. You receive full payment upfront while we handle the credit.

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Settlement
Assured, upfront
Setup
Quick onboarding
Risk
Borne by the lender

Who can apply

  • Indian resident aged 21 to 58 years
  • Salaried or self-employed with a regular income
  • Active savings account in your name
  • Valid PAN and Aadhaar

Documents required

  • PAN card and Aadhaar (for e-KYC)
  • Bank statements for the last 3 months
  • Latest 2 salary slips (salaried applicants)
  • Consent for a credit bureau check

See the full breakdown of interest, fees and charges on our Loan Rates & Conditions page.

Ready when you are.

Check your eligibility in a few minutes. It's fully digital, and we never charge anything before disbursement.